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How To Stick To Your Budget
I've had a lot of people tell me that setting up their budget was simple but when it came to living by it payday after payday they admitted losing interest in a very short time.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Paying Your Bills On Time
You've heard it before. "You always have to pay your bills on time or it will hurt your credit rating". The fact is that not paying your bills on time can also cost you a bunch of money.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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How Much Do You Spend?
Most of us don't have a clue how much money we spend and what we spend it on. We spend it until it's gone and hopefully we can find some more to spend.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Can I Afford This?
It´s time to replace that old car. Your repair bills are starting to add up to more than the payment would be. But how do you know for sure if you can afford another vehicle?
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Get Serious About Your Money
What is the most important aspect of getting your finances in order? In past articles I've written about how important discipline, organization and sacrifice are to solving your money problems, but this all comes later.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Planning Ahead
What do you think of that title? Just another article about the impossible task of trying to predict the future. Not this time. This is an article that may give you some ideas on, not how to predict the future, but to be ready when it gets here.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Spending More Than You Make
When you spend more money than you make each month you are bound to have money problems very quickly. The bad part is that most of us never realize we are spending that much until it's too late.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Only You Can Prevent Money Problems
People experience money problems for a variety of reasons. Maybe you lost your job, used your credit cards too much, have a bunch of medical bills, paid too much for your dream home or any number of other reasons.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Preparing For The Worst
I would say that most of us have experienced money problems at some point in our lives. This could have been caused by the loss of a job, injury or illness, over spending, and the list goes on and on.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Living On What's Left
Are you one of those people that pay your bills no matter what? That is an admirable trait to have when managing your money. You made the bill and you feel you are responsible for paying it. Good for you.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Setting Your Financial Priorities
Whether you know it or not, you are always setting your financial priorities. Some may decide that a new stereo system is more inportant than this month's electric bill. This may be a little off the wall but it is still setting your priorities.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Our Kids and Their Money
When I was a kid, I can't believe that was almost 50 years ago, my folks used to give me a nickle, dime or sometimes even a quarter to go to the corner store. When I got that money I had to go directly to the store and make sure every penny was spent.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Where Does Your Money Go? Taxes
Trying to stay within the theme of Budget Stretcher, I thought a series of articles on knowing where your money is going may help some of you understand just how much you pay on certain expenses.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Budget Leftovers
It is extremely difficult to setup a budget, especially when you are behind on some of your bills. Even if you can make your regular bills and expenses fit neatly into your budget, what can you do if you don't have the money to catch up?
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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How Did I Get In This Mess?
When I was younger and having all kinds of money problems, I ask myself this question a thousand times. It seemed like one day we were doing fine financially and the next we owed everybody. How can it happen so quick?
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Join the Five Percent
A statistic I see quoted a lot is that only 5% of those operating small businesses over the internet are making any real money. Many never even break even. Let's take just a moment to look at why that might be.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Do You Have the Time?
While trying to come up with an article for this month's issue of CTT, I wondered where the time had gone. It's already February and I still had to get this issue published. I thought why not discuss with you one of the things I do best wasting time. I've got it down to an art form!
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Where Exactly Is This Business Coming From?
Have you ever tried to complete an online order form only to find there just aren't enough boxes for your address. Or that there are too many and the form will not submit until all boxes are completed? Have you ever filled them with gibberish? Ever received one filled with gibberish?
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Home Biz Tips
From experience, in my short exposure to the Internet and its proposition, I have compiled a list of "What to Look Out For and How to Initiate a Home-based Business. I hope you will find some of these tips useful and may help prevent stumbling blocks in the future.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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If You Build it, Will They Come?
It wasn't so very long ago that I sat down at my computer, after much searching (and finding!) of earning opportunites in cyberspace, and decided that I MUST have a website. And I also assumed that "If I build it, they will come!" In other words, the extent of what I knew about creating and promoting a site was quite limited!
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Top 10 Tips to Create A Business Plan!
One of the key challenges for any business is to remain focused and invest resources for maximum pay-off. It's said that 80% of a business's activity accounts for only 20% of total profits. In plain language, most of the work we do is unfocused, poorly designed and ineffective.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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That One Magic Word
I still have a vivid memory of the exact moment that I caught my very first glimpse of that banner ad! It said that I could Get Paid to Surf the Web!!! I immediately knew it wasn't going to take me very long to be bringing in a steady income!!!!
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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How to Evaluate Load vs. No Load Mutual Funds
If you have been dealing with mutual funds for any length of time, you undoubtedly have faced the question of which is better: Load Funds or No Load Funds. If you are new to investing, "load" simply refers to the commission paid to the broker selling the fund. "No load" means there is no commission on the purchase or sale.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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"Paid in Full: Get What's Yours by Automating Receivables"
In any business endeavor, an owner may encounter multiple sweaty-palmed experiences. Customers may engage in multi-tiered assaults ranging from vehement criticism of a product or service, censure for (the lack of) customer assistance, objection to time lag for delivering said product or service and the airing of numerous other grievances.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Hire a Free Collection Agency
Throughout the year, business owners maintain their holiday "wish lists" which inevitably include skyrocketing sales and lower operational costs-contributing to the be-all, end-all profit margin.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Check Verification is Truly a Business Friendly Service
Project into the near future and envision a time with "real time" checking - when merchants have the ability to know if the customer has sufficient funds in his/her banking account to cover costs. Like a debit card, the check amount will be immediately debited and transferred. Merchants espouse this new way of doing business, no longer assuming a risk with each check transaction.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Check Conversion: Harnessing the Power of Technology with Built-In Profit Potential
As we continue to surge forward on the coattails of the "technology revolution," many business folks and entrepreneurs have grasped the concept that personal fortunes may be acquired through the avenue of modern machinery (which must be tweaked in just the right way). Consider, for example, those who have learned how to turn their computers into mighty cash machines. Indeed, those who can effectively utilize and/or market technological gadgets or devices place themselves in a position of watching their earnings take off like fireworks in July.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Recurring Payments: An Important Fundraising Tool for Charities
As a nation, we have always derived great benefit from the charitable impulses of philanthropists - individuals who felt a strong sense of obligation to their fellow man, sharing their financial resources in an all-out effort to help others. During times of tragedy, such as the September 11th incident, charitable giving notably increases to help assuage our collective suffering.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Success Through Association - A Little Talked About Secret!
One of the best ways to learn the internet marketing business is of course to be mentored by those already successful. Being mentored by, or associated with, a successful person has another seldom talked about side. People assume that if you associate with successful people, that you are also successful. It's no secret that being seen with famous or successful people can help to bolster your success image too. Knowing this, one way to speed your way to success is to systematically associate yourself with successful people. Aggressively use the principle of "success by association."
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Connecting One To One
You're probably in business to make as many sales as practical and build a better life for yourself and loved ones. In order to make those sales you need to reach as many targeted prospects as possible with your message. Yet, your message must get through to your prospects one... at .... a ..... time. It's individuals that read your message, think about it, and react to it. They react to your message once they connect with you and feel an appropriate emotion based upon the content of your messages. So the real key to your on-line success is connecting with your prospects one-at-a-time or one-to-one.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Learn To Really Focus To Succeed
Many starting on-line businesses fail simply because they fail to FOCUS. They fail to focus on doing the most important things first. They fail to focus on seeing one project through to completion before starting the next. They jump from affiliate program to affiliate program and never make any real money with any of them. They fail to identify and focus on what is most important to their ultimate success. How can you avoid these all too common mistakes?
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Mastering Getting And Using Testimonials
Perhaps no single element can perk up the response rate on a web page more than hard-hitting, credible testimonials. They work because somebody other than the seller is telling prospects how great, and useful the product is. It's natural for you to say how beneficial your product is - having someone else do this is much more convincing! If you are not using testimonials in your web copy you should start today.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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Market Your Writing The EEASY Way
Marketing your writing is a skill. The great news is that anyone can learn how to do it. I don't care how shy, nervous or introverted you are, you can learn how to market your work and have great fun doing it.
Directory:
> eBusiness > Small Business
Date: 2003-07-31
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How to Use Emotional Content to Increase Visitor Response
Did you know that many folks make "buying decisions" when they are moved emotionally? Other traditional medias have made the most of these principles and taken advantage of them for many years, whether it be a TV commercial or an ad in a magazine. People are emotional beings and people make decisions (either good or bad) when they are emotional. If something causes a customer to become upset, they become angry and try and solve it.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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10 Ways to Exceed Your Client's Expectations Every Time!
The following tips are just a few of the things I do as examples of setting my service apart from the crowd. In general, the weakest areas in the Internet Marketing and Web Development business, are "Customer Communications" and "Customer Service." Set your effort towards learning to deliver "excellence" in both customer service and communication, and you'll have distinct advantages over many other competitors. These tips are based on the tried and true method of "under promising and over delivering".
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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Free advertising with articles in your hand
It doesn't take a lot to become a writer. Maybe, you would need to be able to write at least correctly in terms of grammar and spelling, but applications program such as Microsoft Words would spell check your document for you. You don't have to be first in advanced 4 Unit English class in high school to become a success writer.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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Increase Sales by Building Credibility
The Internet has opened a whole New World of information and opportunity for all of us. However, it has also created a breeding ground for scam artists. For this reason, many Internet users are very reluctant to share their personal information and order products online.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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Write for Publicity
If you're looking for a powerful way to get free publicity and build your credibility at the same time, then writing articles may be your answer.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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Autoresponder Etiquette
Autoresponders are one of the most widely used promotional tools on the Internet. They're also known as mailbots, automatic email and email on demand. They were derived from the very popular fax on demand and designed to automatically respond to any email message sent to it with an automatic response.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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10 Marketing Tips For Success
1. FREE... I got your attention, didn't I. Offer a free report, e-book or "how to" course. Information is the top selling product online. You can use this to your benefit by offering free information.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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Autoresponders: Put Your Business On Autopilot
Autoresponders are one of the top promotional tools available online today. They are also known as mailbots, automatic email and email on demand. They were derived from the very popular fax on demand and designed to automatically respond to any email message sent to it with an automatic response.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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The Key Ingredients for Internet Success
The Internet has opened a whole New World of opportunity for even the smallest home-based business owner. There are countless numbers of new self-made millionaires that achieved their newfound success on the Internet. These new millionaires are no different from you and I. They started their Internet businesses from the ground up, found a niche and built their success one day at a time.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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Secrets to Building Massive Opt-In Lists
An opt-in list is the absolute most effective marketing tool available on the Internet. Not only do they provide you with a direct line of communication with your target market, but they also enable you to develop a trusting relationship with your subscribers.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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A Crash Course in Ezine Publishing
An ezine, also know as an email magazine, online publication or electronic newsletter is simply a newsletter available via email and/or online. There are hundreds of thousands of ezines on various subjects available on the Internet free of charge.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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The Telecommute Tightrope
For many of us, telecommuting seems like the ideal situation. You wake up, shuffle over to your home office, work at your own pace. You take a break when it suits you, you end your day when you're ready to. You can rearrange your work schedule to fit around your personal life.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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The Freelancer Within
Every day, I'll get an email that goes something like this: "I've been looking for a homebased job for x number of months now...with no luck. I just want something I can do in the evenings or on weekends so I can supplement my income. Can you help me?"
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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MLM’s- Waste of time or Goldmine?
When most people think about Multi-Level Marketing, they envision slick-talking, insurance salesman-like people pushing their products at everyone in sight. Maybe some of you have even tried MLM's, didn't get insanely rich overnight and gave up thinking, "I must not be cut out for this business" or "this is the last time I fall for one of these schemes".
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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How do you get started on the internet?:
Most fresh ecommerce entrepreneurs wonder how they can start a thriving business on the internet. Well, this is not a simple question to answer because situations and expectations are different for everybody. However, this doesn't mean that they are not guidelines that work for everyone.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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How should you organize your work?
Operating your business the right way is very important to generating positive results. Don't run your business because you have to, but because you desire to achieve definite goals. Depending upon your goals, you need to have a proper level of organization. This action, believe it or not will lead you toward a better work for your business' sake. In fact, it will clearly define any other action you undertake.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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Importance of having your own domain name
question that I frequently hear is "Do I really need to have my own domain name?" The one word answer is "YES.". If you put up your site with some of the free web hosting services, the only company who benefits is the web hosting company. The last person who benefits is you. There are a number of reasons why having your own domain name is a must:
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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Software to help you create a robots.txt file
Robogen is a software for Windows 95, Windows 98 and Windows NT based computers which can help you create robots.txt files without having to worry about the correct syntax of a robots.txt file. It comes in two editions: the free Limited edition and the Standard edition which costs $12.95. You can get Robogen here.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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Are You Walking the Talk?
I saw a television commercial the other day. It actually made me laugh out loud. It wasn't funny "ha ha," it was funny ironic. A local telephone service provider was singing its own praises about what wonderful service it provided. "Yeah, sure!" I thought. I used to live in the area that this particular provider covered, and I know for a fact their service is anything but wonderful.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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Effective Ezine Advertising Part 1
Marketing an online business can be a daunting task, but is not hard when you take it day by day and step by step. Advertising your business, product, affiliate program, etc. in quality ezines can be well worth the money spent. When choosing your ezine, writing your ads and making your contacts, there are some things you should consider.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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Is The Whole World Dishonest - You And Me Included?
Let's face facts; most of us are quick to doubt the integrity and honesty of people involved in certain professions. We find it easy to mistrust politicians and are wary of people involved in car sales, insurance, real estate and the advertising industry. There's even a shadow of suspicion cast over the legal profession thanks to the fraudulent activities of just a few solicitors.
Directory:
> eBusiness > Small Business
Date: 2003-07-30
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How Do I Effectively Advertise in Ezines?
I've been publishing ezines for years - and I have seen some pretty awful ezines - no original content, just pushing products of their own, etc. Some have high subscriber numbers - watch out and verify - I tried some and guess what? They often go to safe-lists or some other listings that do NOT qualify as subscribers. Many publishers keep their bounced addresses in their count - another red flag.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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Unlock your website sales just by counting
A conversation is always much more interesting if the other person has a genuine interest in you and your interests. We all respond to that. The same is also true in a sales conversation, customers respond to that too. Potential customers will be much more likely to buy from you if they feel that you are genuinely interested in them and the problem or need they have. However, it must show by being clearly visible in the language that you use in your website's text content.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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Customers, we want it ALL dont we?
It is the information age. We've never had so much access to so much information (and services) from the convenience of our own home, workplace and now even from public and mobile phones. As individual customers we are now used to having all that access and at anytime that suits us. It is supreme convenience and on our terms.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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Is your website undermining your entire business?
Business isnt easy. When you are in business, like everyone else, you do everything you possibly can to look professional and create a positive impression. You want to be taken seriously and have invested a great deal of time, money and effort over the years building your business and carefully creating the right impression and image to your potential customers.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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Quick grab 'em! (...while you still can)
What's the first thing you want to know when you arrive at a new website? You want to know what's in it for you, right? If the answer is not much, your finger, which is already twitching on the mouse button, is ready to transport you away immediately to another website that does have something for you. Your potential customers think exactly the same way. They want to know what you have for them and they want to know right now.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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The Internet - its a people thing
The Internet. Its designed and built by people for people. People from all over our huge planet have had some input into it. It has been and will continue to be built by millions of people from different countries, religions, timezones, attitudes, ages, occupations, languages, origins, cultures, etc. They may be professional or amateur.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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The WOW! factor - Have you got it?
Every so often you suddenly come across one website that makes you sit up and pay attention. There's just something about this particular site that really works and draws you in right from the start. You perhaps can't even put your finger on what makes it work. It just does.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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Are you failing to sell your company to your potential customers?
Would you just sit by your business phone and let it ring until it stops? No, of course you wouldnt. Why wouldnt you? Because you would potentially be losing important business and income. How much would just one missed call potentially cost your business in lost income, including repeat business? Hundreds? Thousands? More? Now, consider your website in the same way. If your website isnt answering your potential customers needs and encouraging them to buy from you, you can be losing just as much business and income, or even more.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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STOP! Stop right now!
These days we are all busy and under pressure to squeeze ever more into our working day. Often, we are so busy working and earning a living that we lose sight of our goals. This is especially true when you run your own business. You are so busy actually running your business that you lose sight of the reasons that you started it in the first place and the goals you want to achieve.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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Focus! Focus! Focus!
The success of your online business relies on you making sales, actually selling your product or service to paying customers. The more the better. To get those sales you need to communicate well with your potential customers and make a good sales pitch. What you say and how you say it are therefore very important and can make the difference between your business succeeding or failing.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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How to get your business online
This article is for all those who have asked "how do I get my business online?" or have just plain been putting it off because you dont know where to start or who can help or how much it will cost.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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How your business can win online
There are lots of websites out there that do little to encourage their customers to stick around or buy their products from them. In this article i'm going to show you a typical example of where a small company has gone wrong with its website.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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You cant just build a website and hope it works!
Like any area of business your website needs some effort from you if its going to be successful. You'd be foolish to just build any old website and hope it works. Yet this approach, or rather lack of approach, is still widespread on the internet. Businesses still dont seem to understand what the internet can do to benefit them and their customers. They just dont get it.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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Does your homepage work?
All websites have a homepage. It is the most important page of your site. It acts as the main gateway to the entire site. Most of your prospective customers will enter through it. Its vital to get it right. You dont want them to just turn around and go away again.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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What can the Internet REALLY do for me? - 12 KEY BENEFITS
In my conversations with business people i've noticed a surprising lack of understanding about the Internet and its potential for their business. Most know it is important for business in general but dont really know why. Few really understand what it can specifically do for their organisation, "What can the Internet really do for me?" This article aims to answer this fundamental question by identifying some key benefits to help you start reaping the benefits of the internet for your business today.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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PLEASE dont make the biggest mistake on the internet today!
Everyday I see a common mistake being made on websites all over the Internet. It results in lost customers, lost sales, poor visitor figures, lost profits and more. In short, it has a negative impact on all aspects of the website and company concerned. Its also completely unnecessary and costing businesses dearly. Rectifying this one mistake would transform websites and businesses increasing sales, profits, customers, recommendations, etc.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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Beyond "Hits"
Your Website visitor reports are a goldmine of information. If you don't review these on a regular basis, you can't fully evaluate the return on your Web investment. And, you could miss critical clues as to how user-friendly your site is, how effectively your message reaches your visitors, and what unmet needs they may have.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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Money Lessons From Cashflow 101
I started playing Cashflow 101 board game two years ago. The board game was invented by Robert Kiyosaki, the best-selling author of Rich Dad Poor Dad, to increase your financial intelligence.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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Top Ten Rules to Trading Success
There is no doubt that stock trading is getting very popular nowadays and it's the preferred vehicle for most people to make money. Almost every household talks about it. Most of them enter the market now and then.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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Are You Ready To Be Your Own Boss?
You have this burning desire you want to be on your own. The temptation is so great that you want to quit your job. Enough is enough. You're sick of working for other people for a ridiculous pay.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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Money Myths Of The Poor
From tender age, we were exposed to myths about money and myths of being rich. Be it from our parents, brothers, sisters, relatives, or friends. The myths that we have determine our financial well being in our adult lives.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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Overcome Fear And Make Money
At times, you might have thought about excellent money making ideas, which can turn you into a millionaire. Unfortunately, you do not have the courage to turn your ideas into millions.
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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The Marketing Magic Word.
You have heard this word before. It is what you dream about as a marketer. This is the key that would put the magic in your marketing results. Can you guess what that word is?
Directory:
> eBusiness > Small Business
Date: 2003-07-29
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